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* Funds are generally deposited via ACH for delivery next business day after approval if approved by 2pm Eastern Monday-Friday.

Rates and Terms for Guarantor Personal Loan: Loan amounts range from $1,100 to $3,000. APR ranges from 9.95% to 35.99%. Loan length is 36 months. Origination fee up to 5%.

A representative example: You receive a loan of $1,500 repayable over 36 monthly installments with an interest rate of 15% and a 5% origination fee of $75, for an APR of 18.67%. In this example, $1,425 will be given to your guarantor as your agent and you will make 36 monthly payments of $52.

Checking your loan rate generates a soft credit inquiry on your credit report, which is visible only to you. A hard credit inquiry, which is visible to you and others, and which may affect your credit score, only appears on your credit report if and when a loan is issued to you.

What you need to know about applying for a loan with Trustic:

• To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.
• When you open an account, we will ask for your name, date of birth, address and other information that will allow us to identify you.
• As part of the application, you will have to nominate a Guarantor. A Guarantor can be a family member or a friend who will provide a personal guarantee for your loan.
• Once the loan is finalised, the loan proceeds will be disbursed to your Guarantor who will act as your agent. You should not take this loan unless you trust your Guarantor to forward the loan proceeds to you.

Unless otherwise specified, all loans are provided by Nextate Credit, LLC, NMLS ID 2050326.

“Trustic” is a trademark of Nextate Corporation.